Dawsonville, Gainesville, and all of North Georgia needs to know that Coleman, Chambers and Rogers, LLP are personal injury attorneys who remain proactive and offer the following information regarding accident law and uninsured motorist insurance coverage in Georgia. After suffering an injury from a motor vehicle accident, the first thing that runs through someone’s mind is, “How am I going to pay for all these doctors and medical bills.” The Centers for Disease Control and Prevention stated that in 2010 over $99 Billion was spent on medical costs and productivity losses associated with motor vehicle accidents, with $17 billion directly related to medical care. Of the $99 Billion in costs, $70 Billion is attributed to injuries from motor vehicles (cars and light SUV’s), $12 Billion for motorcyclists, $10 Billion for pedestrians, and $5 Billion for bicyclists.
These numbers are staggering and the pressure to pay these bills can lay a giant burden on someone injured in a motor vehicle accident. The Insurance Research Counsel estimates that 14% of the population driving motor vehicles in the United States do not have insurance. Former Trial Judge Rob Chambers believes that the likelihood of being hit by an uninsured motorist is higher in Hall County, Jackson County and Gwinnett County, rather than more rural areas. This translates into a 1 in 7 chance of encountering an uninsured motorist in 42% of states, should you be in a car accident. This information highlights the importance of Uninsured Motorists Insurance.
Uninsured Motorists Insurance is something that almost every insurance company has the option of providing their insured. It allows for someone who is injured by an uninsured motorist, to make a claim against their own insurance company to cover the costs of ballooning expenses stemming from the accident. Uninsured Motorist Coverage is a sensible way to make sure that you, as an insured driver, are covered, especially when the other (at fault) driver is without insurance.
At Coleman, Chambers and Rogers, LLP, our experienced attorneys have dealt with numerous cases involving uninsured motorists. In most cases we can settle your claim and make sure you get adequate compensation from every avenue possible, often without filing a lawsuit.
If you have been injured in a motor vehicle accident by someone without insurance, call our office today for a free consultation at 800-400-GA-LAW.